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Just one day after it was said that the U.S. banks will need only fourth of the capital demanded by the government Standard & Poor's reported that American banking crisis "merely entered a new phase" and will likely to show signs of coming to its end not earlier than 2013.

The White House has announced the launch of Open for Questions, a website aimed at collecting questions from US citizens to be answered by the president.

Users of the website can post their questions which afterwards are to be rated by others just like in Digg and Reddit social bookmarking sites. Top rated questions will be answered by Barack Obama.