fees

Cardholders won’t support card fees legislation if it hits them in the pocket

September 30, 2009 - 4:58am | Figures | News

In its Tuesday press release, MasterCard unveiled the results of a new consumer survey, that found about 75% respondents believe merchants receive significant benefits from accepting payment cards, and that merchants should pay for those benefits.

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What is the difference between prepaid credit cards and secured credit cards?

March 26, 2009 - 7:49am | Analytics | Articles

Borrowing money has become increasingly difficult under the dark cloud of the credit crisis. If you can’t qualify for a tradition plastic due to bad or no credit score, you have two available options - secured credit cards or prepaid credit cards. At first glance they have the same principle of work - you need to open an account and deposit funds before using the plastic. However, there are several fundamental differences that you need to know about to choose the most beneficial deal.

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Credit unions vs. banks. Your choice!

March 26, 2009 - 12:16am | Analytics | Articles

With over 90 million members nationwide, U.S. credit unions have become an excellent alternative to banks. First of all, they offer similar products and services as banks. Then, credit unions offer better terms and conditions for loans. However, keep in mind that banks and credit unions have several fundamental differences. Read more about them to make a more educated choice.

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SafPay’s Virtucard allows merchants to be free from risk

March 24, 2009 - 8:49am | News | Payment systems

SafPay Inc. has announced the launch of its new cash-based virtual mall card, Virtucard. According to the developers this new card is a secure and cost-effective online payment alternative to credit cards. They say that it will be easier for online merchants to get a Virtucard merchant account than an online credit card merchant account.

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No more rewards on credit cards?

March 12, 2009 - 9:37am | News | Plastic cards

U.S. credit card issuers, including Citigroup Inc, JPMorgan Chase & Co, and Capital One Financial Corp, are cutting reward programs, raising interest rates and increasing fees in order to cover their costs.

Not a long time ago Citigroup, the nation's largest credit card issuer, had been offering up to $100 in gift cards for enrolling in its "Thank You Rewards" program.

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Exclusive interview with Perfect Money PR-director

January 23, 2009 - 2:22pm | Interviews | Payment systems

- Good afternoon, Mr. Woods. Thank you very much for finding time to answer our questions. Actually last few months it was very hard for journalists to get your reply though we should admit that users like your support team and leave only positive comments on forums. So, 2009 has started. But could you tell us about 2008. How have you finished the year?

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Visa Europe deals with EC concerning interchange fees

January 21, 2009 - 4:56am | News | Plastic cards

Visa Europe expects reaching an agreement with the European Commission (EC) concerning interchange fees charged for cross-border card transactions by the end of the year.

Its known that Last March the EC started investigation of interchange fees charged by Visa Europe regarding price fixing usage as forbidden restrictive business practices.

card transactions | European Commission | fees | Visa Europe

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