debt consolidation

How to use credit cards wisely in order not to pay back?

May 4, 2009 - 3:54am | Articles | Plastic cards

My dad has at least eight credit cards in his wallet, with a $0 balance on about six of them. The balance on the other two is around $50 in total. But he tells me that the credit limit for all those cards combined equals around $15,000! So, why he doesn’t use them more often, when clearly he could use the money? His answer: “I don’t want to have to pay all that back.” And that is how credit cards should be used.

bad credit | credit cards | debt consolidation | reestablish credit

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How to choose a beneficial student loan?

March 10, 2009 - 10:02pm | Analytics | Articles

It is obvious that we are living at a critical time. However, some things will not lose their value even in the times of economic uncertainty - for example, higher education. People work hard to expand their education and find a good job. But how to make this large expense more affordable?

debt consolidation | federal loans | interest rates | PLUS loans | student loans

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How to consolidate your debts?

February 20, 2009 - 8:54am | Articles | Other themes

Caught in the quicksand of having too much debt? Consider debt consolidation! No, it won’t make all your debts disappear all of a sudden – but you will have only one affordable monthly payment instead of several ones to worry about. Debt consolidation is a great financial tool to cut down your borrowing costs and improve your financial health. Isn’t it what you are looking for?

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