Credit card bill of rights: winners and losers

The Credit Card Bill of Rights signed recently by President Barack Obama is a huge step toward protecting credit cardholder rights. The new provisions will help a lot of American families breathe a little easier in these tough economical times. 

However, while the law protects consumers from numerous unexpected charges, it also contains some bad unintended consequences. Many experts believe that the Credit Card Bill of Rights will undermine the availability of credit and trigger new fees.