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Bill Me Later – a new offer of eBay and PayPal

October 20, 2009 - 4:58am | News | Payment systems

Bill Me Later is a new service offered by eBay and PayPal as a payment option during checkout. With Bill Me Later, qualified eBay and PayPal customers in the U.S. can now manage their budgets more easily, buying items quickly and effortlessly and paying for them over time, without using a credit card. On eBay, Bill Me Later will be available as a payment option for both Buy It Now and approved auction purchases.

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If you want to start your small business don’t rely on credit cards

August 8, 2009 - 12:10am | News | Plastic cards

A new report released by the Kauffman Foundation revealed that those startups who rely heavily on their credit cards are more likely to fail at their first year of existence. The research shows that every $1,000 of credit card debt increases the probability that a new firm will close by 2.2%. 59% of the businesses in the survey had no employees when they were founded, and only 18% had three or more, so this applies mainly to microbusinesses.

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12,000 Americans got quadrillion charges on their Visa cards

July 24, 2009 - 10:46am | News | Plastic cards

Visa showed up with $23 quadrillion charges. Thus, more than 12,000 people nationwide found the same amount - specifically, $23,148,855,308,184,500 -charged to their cards.

A hefty $23 quadrillion charge showed up as a negative number on the Johns Hopkins University sophomore's Visa Buxx statement earlier this month. Surely, all the money in the world, literally, couldn't effort that bill. The charge was for a single July 12 purchase: a train ticket home from Grand Central Terminal.

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What is the difference between APR and APY?

April 24, 2009 - 3:05am | Analytics | Articles

When you are looking for a lucrative savings account or any other form of investing, what terms and features do you use as a starting point to compare the offers? I am sure that most people will judge deals by its interest rate. However, these figures can be reflected either as APR (annual percentage rate) or APY (annual percentage yield). What is the difference between them?

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4 million BofA’s customers to see their credit card rates increase

April 10, 2009 - 5:54am | News | Plastic cards

The Wall Street Journal reported that Bank of America will increase interest rates on as many as four million U.S. credit-card customers who carry a balance. The bank will raise the rates into the double digits to those customers who have their interest rates below 10% starting with June account statements.

account | balance | Bank of America | Credit card | interest rate

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How to consolidate your debts?

February 20, 2009 - 8:54am | Articles | Other themes

Caught in the quicksand of having too much debt? Consider debt consolidation! No, it won’t make all your debts disappear all of a sudden – but you will have only one affordable monthly payment instead of several ones to worry about. Debt consolidation is a great financial tool to cut down your borrowing costs and improve your financial health. Isn’t it what you are looking for?

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