Vendors enabled to bill credit cards with PayPal without requiring registration

Since now, PayPal lets online merchants bill credit cards without requiring PayPal registration owing to its Adaptive Payment API.

This move follows declarations from the major credit card companies, Visa and MasterCard, of their intention to enter the Internet payment arena and effectively compete with PayPal. So, to weaken the competition from credit card giants, PayPal has fired the first shot by signalling a willingness to further enhance the mainstream appeal of the online payment system.

Thus, so called Guest Payments enables web developers to process PayPal methods without forcing users in creating or using a PayPal account.

With Guest Payments e-commerce operators get ability to process credit card payments directly. Instead the web site will be able to collect financial data, such as credit card number, and bill through PayPal rather than redirecting the customer via PayPal to complete their purchase.