My ID Score, a free service that helps to assess your identity theft risk

June 11, 2009 - 3:20am | Fraud | News |
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My ID Score, a free service that helps to assess your identity theft risk
A new website was recently introduced to measure a person's identity fraud risk for free. The My ID Score site launched by ID Analytics offers corporations and consumers services to protect them against identity fraud.

The My ID Score scans the company's ID Network, billed as the largest identity fraud database in the U.S., to see what types of activities and transactions have been made in your name. It looks at hundreds of variables and data points and then looks for anomalies, such as credit card applications on the same day with different addresses or pre-paid cell phone purchases in a short period of time, said Thomas Oscherwitz, chief privacy officer at ID Analytics.

One of the peculiarities of the site is that it focuses on transactions that use your personal data and does not look at account fraud in which someone uses your stolen credit card or in which your credit card data was stolen in a network breach at a payment processing company.

When you start the process of checking your ID score the site asks for basic information such as name, address, phone number, and date of birth. It also asks for Social Security number but does not require it. Then it puts questions the real owner of the information should know for sure. At the end the score is displayed and you are offered to obtain free copies of a credit report and links to other sites with information about identity fraud and companies that offer monitoring services.

Those consumers whose score was shown as high can get help. The site partners with the nonprofit Identity Theft Resource Center to provide more information about what underlying data triggered the score, Oscherwitz said.





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