ProPay allows merchants to store customers’ data

ProPay, a provider of merchant payment solutions, announced that they integrated their ProtectPay™ services with their MicroSecure™ Card Reader. ProtectPay represents a data repository where merchants and service providers are able to store their customers’ financial information for repeat billing or ongoing business transactions. The solution is compliant with PCI DSS security standards.

When cardholders swipe their cards at MicroSecure Card Reader it encrypts their sensitive information and stores the data if needed, and/or transmits the data for processing when connected to an Internet-enabled PC. With the combination of these two solutions merchants will be able to securely process, and then store with ProPay, any payment card swiped through the Card Reader for repeat or future billing.

Among the main features of the integrated product cited by the company there are the following: 

•    Magstripe data from cards swiped through the Card Reader is immediately encrypted so cardholder data is never left out in the open;
•    Merchants can choose to process and then securely store the encrypted data with ProPay rather than retain and protect it on their systems;
•    Merchants can use ProtectPay as a single interface to major gateways, processors, and service providers, simplifying their transition to ProPay;
•    Credit card data, bank information, and other alternative payment options can be utilized for future payment transactions