AlertPay – find something unique with it

[img_assist|nid=8295|title=|desc=|link=none|align=left|width=100|height=70]AlertPay.com, a privately owned and managed company founded in 2004, is an electronic wallet (e-wallet) payment system enabling any business or consumer with email to send and receive internet payments securely, quickly and cost-effectively. With its office headquarters in Montreal, Canada, AlertPay is available to users all around the world.
AlertPay pursues a course of:

• providing its services in an open and transparent manner
• respecting the rights of its members and their accounts
• offering competitive services for competitive rates

AlertPay is an online payment solution that is striving to understand customers’ needs.


Opening a new account with AlertPay is an elementary task. On the company page you just have to find a line with an intelligible text “Sign-up”, click on it and go ahead.
Registration procedure is divided into three steps: Contact information, Login credentials and Activate your account.


1. Contact information
• Name
• Phone
• Address
• City
• Country
• Region
• Postal code

2. Login credentials
• E-mail
• Password
• Password confirmation
• Security question
• Verification and user agreement

3. Activate your account
• Create Transaction PIN
• PIN confirmation

In the end you receive an e-mail message advising you about the successful registration and warning against disclosing your personal account information to other persons.
Now when you have your account, you may start managing it.

Account variations

There are three types of accounts offered by AlertPay namely Personal Starter Account, Personal Pro Account and Business Account.
A Personal Starter is the perfect account to send and receive money from friends, family and occasionally payments. Personal Starter accounts do not have selling tools, but do have easy funding and withdrawal methods. Sending and receiving money is free, up to $400 a month for receiving.

• Sending and Receiving is FREE
• Monthly receiving limit($400)*
• Cumulative yearly receiving limit ($2000)*
• Make payments using credit card
• Maximum of 2 emails associated with your account
*Upgrade to Personal Pro to remove limits
**No Business Tools (shopping cart, buy now/subscription buttons, etc.)

A Personal Pro account gives a customer access to numerous online selling tools to help him/her thrive online if he/she is an active seller or an avid online shopper.

• Conduct business under your name
• Low receiving fee of 2.5% + $0.25 per transaction
• Accept Credit Card payments
• Website Payments: Buy Now Buttons, Subscriptions and Recurring Payments
• Instant Payment Notification (IPN): Real-time notification to your servers
• Mass Pay: Send out payments to groups of people

A Business account is tailored to meet all the needs of AlertPay customers’ online business. If an account holder is managing a business under his/her business name, this is the account for him/her. He/she will have access to numerous online business tools to help the business grow online.
• Conduct business under your company name
• Low transaction fees of 2.5% + 0.25 per transaction*
• Accept Credit Card payments
• Sub accounts: Manage multiple online businesses with one account
• Website Payments: Buy Now Buttons, Subscriptions and Recurring Payments
• Business Tools: Integrate AlertPay into 3rd party applications
• Instant Payment Notification (IPN): Real-time notification to your servers
• Mass Pay: Send out payments to groups of people
• Unlimited emails associated with your account
* Additional fees may be applied for specific industries.

Can’s and cannot’s

AlertPay does not use an account number but an email address to send and receive payments. All confirmations are sent to a customer’s email address.
Opening an account is absolutely free. Fees are charged upon receiving funds to an AlertPay account.
An account holder cannot cancel a deposit transaction for a bank transfer once he has confirmed the transfer. This is an automatic process and cannot be cancelled. Therefore there is no option to cancel a deposit transaction.
A customer can transfer the funds back to own bank account once the transfer is complete but it will require him/her to create a withdrawal transaction to his/her bank account from the AlertPay account. This can take up to 5 business days.
Consumers can cancel withdrawal transactions only in Pending state. A withdrawal transaction by bank transfer is a process of requesting money to be moved from an AlertPay account to a bank account.
If the transaction is complete (money has been withdrawn to a bank account), the transaction cannot be cancelled.
A customer can add the funds back to his/her bank account once the transfer is complete but it will require him/her to create a deposit transaction in his/her AlertPay account. The process of adding more funds depends on the chosen  unding method.

Define your needs

AlertPay may be used in several ways for different purposes. It is all up to an account holder to decide on what he/she has to do with it.

You may use it for common goals:

• Pay friends for used books and furniture.
• Send money to your family or friends.
• Settle a tab or a debt.

Member to Member Transfer
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Once you are an AlertPay member, you can login to your AlertPay account and initiate a transfer to another AlertPay member (assuming you have sufficient funds in your account already). Simply click on the Send Money tab and enter the recipient’s email address and the amount of money you wish to send. The funds will be transferred from your account to the recipient’s account in real time (instantly) and both parties will receive a confirmation email for proof of payment.

Member to Non-Member Transfer

AlertPay members can send money to non-AlertPay members. These Non-AlertPay members will receive an email informing them that they have received money through AlertPay and that they must complete the FREE registration process to claim their funds. Once they complete the process, they will have access to their funds. And best of all, this new member counts as one of your referrals.

Or you may try shopping with it:

Once you’ve added funds to your account, shop at any online business that uses AlertPay and know that your identity is protected.

1. Start an online purchase from a business website and complete your payment in the AlertPay secured network.
2. AlertPay processes the transaction in real time and saves it in your payment history. AlertPay sends only payment confirmation to merchants in order for them to complete your purchase.
3. AlertPay sends both you and the business a confirmation email containing your reference number.

Request Money Online by means of AlertPay

Request Money allows you to request money from anyone with an email address.

[img_assist|nid=8298|title=|desc=|link=none|align=left|width=100|height=21] Request money for common personal and business reasons:

• Remind friends of debts owed.
• Organize payments for group activities.
• Invite someone to pay you using AlertPay.
• Send payment requests to buyers of your items.

Member to Member Request

[img_assist|nid=8299|title=|desc=|link=none|align=middle|width=640|height=386] Once you are an AlertPay member, you can login to your AlertPay account and initiate a request payment to another AlertPay member. Simply click on the Request Money tab and enter the recipient’s email address and the amount of money you are requesting. The other party will receive a request notification allowing them to accept your request. Once accepted, you will receive your payment in real time.

Member to Non-Member Request

AlertPay members can request money from non-AlertPay members. A Non-AlertPay member will receive an email informing them that they have received a payment request from an AlertPay member and that they must complete the FREE registration process to fulfill the request. Once they complete the process, they will then be able to accept your request and you will receive your funds in real time. And best of all, this new member counts as one of your referrals.

Selling Online with AlertPay
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Begin accepting payments from your customers with AlertPay 'sell online' tools. Customers can use their credit cards to pay for your product/service or use AlertPay’s several funding options to add money to their AlertPay account:

• Money Order/Check
• Bank Transfer
• Bank Wire

Sell Online tools enable you to accept payments on your website in a matter of minutes. Integration is easy by simply copying and pasting the code into a website or email. No complicated programming. You handle your business and AlertPay will handle your payments.

AlertPay Selling Tools:

• “Buy Now” or “Subscribe Now” buttons
• Mass Payments
• Instant Payment Notification
• Subscription/Recurring Billing
• Business Sub-Account
• Terms of Service and Refund policy

Start earning with the referral program

AlertPay users may earn money when they refer friends. When a user refers someone to AlertPay, the company will reward him/her by funding his/her AlertPay account. A customer can use this money to shop online, transfer funds or make a withdrawal. It is the company’s way of thanking its customers for being an AlertPay member.
When a user refers AlertPay to his/her friends or family, AlertPay will pay  $5.00. But if he/she refers more than 10 people to AlertPay, the company will begin to pay  $10.00 for each referral, starting with the 11th referral.

1. Login to your secure Alertpay account
2. Click on the Profile Tab
3. Select your personalized referral link that you can use in your emails, website, banners and so on.
4. Each time someone you refer makes AlertPay their way to pay, AlertPay will pay you $5.00. When you refer more then 10 qualified friends, AlertPay will pay you $10 for each referral.
5. Your referral Bonus will be paid to your account 10 days after successful qualifications.

In order to receive your referral bonus, your referral must fulfill the following requirements:"Create an Alertpay Premium or Secured Account (or upgrade their personal account)"Transacts at least $250.00 (sending and/or receiving) through their AlertPay account

AlertPay claims to be your Secure and Fast way to pay online. Sign up by clicking the banner and see for yourself if it really is the easiest and most user-friendly payment processor of the bunch.