“Our client-target is people willing to achieve financial freedom and earn stable incomes, we focus on investors who are not financial experts.” This is a part of the introductory word put by an online investment project ShiftMoney on the front page of its website. This investment program is primarily for those people who want to earn money online in a short term as the investment portfolio of this company shows that. ShiftMoney investment project is the latest trend in online money making industry that is based on the wide experience and qualified approach of the people behind this company. Ecommerce Journal decided to make a review of ShiftMoney and show benefits and advantages of making business with this company.
Ecurrency business?
ShiftMoney represents a global expert in ecurrency exchange. Since 2007 the company has been providing the best services to its customers who exchange electronic currency through its Internet exchanger sites. ShiftMoney is a registered company that is based in Belize, one of the business friendliest jurisdictions in the world. Keeping to the best principles of transparency and openness to the public ShiftMoney provides the image of its registration on the website so that visitors could see it.
Explaining the essence of its business in brief ShiftMoney says that its main profits as well as profits paid to its online investors are coming from digital currencies and ecommerce. The company says that its ecurrency exchange services generate income from fees charged to the Internet subscribers who use online payment systems and convert their cyber money.
ShiftMoney notes: “ShiftMoney Inc. works with a group of exchange sites owned by us that provides e-currency conversion for affordable fees. The big deal of this investment site is that we will have e-currency reserves that will allow us to trade while saving bank costs, about 75% of transactions wired by ShiftMoney exchangers are processed with the support of bank, we mostly use bank wires to buy and sell e-currencies. Once we improve our stocks of e-currency we will be saving money that we would eventually spend with bank fees, saving money means more profit and a share of this goes to our investors, you.”
As an example ShiftMoney provides a table where online investors can see how it earns profits from exchange transactions.
The percentage in the table represents net profits earned by the exchangers inclusive of all the expenses. As long as these transactions are performed every day the exchangers get more and more profits over a week.
ShiftMoney states: “The kind of business you are about to participate will be making money trading your money, you will lend us your capital and we'll reward you with interests.”
ABC of investment projects
ShiftMoney offers its customers three investment plans titled by the first three letters of the alphabet: A, B and C respectively. As usual we should underscore relatively low interests paid in each of the investment plans which means that ShiftMoney approaches the investment business with prudence. Besides, we also should note that the rates established by ShiftMoney for each of the plans are not permanent, instead they will be adjusted in November according to the market trends and developments. This also credits to the reputation of the company as it shows ShiftMoney has a realistic view of the current financial industry and understands the risks related to such kind of business.
Plan A is valid for 5 days. The minimum amount to be invested into the plan is $10 and the maximum amount is $1,000. The total interest payment with the principal amount included will make up 110% or the net profit will be 10%. Thus if you put in this plan $1,000 in a five days you will earn $100 above your principal investment.
Plan B offers a 150% return over 15 days. This also includes the principal amount. The net profit will account for 50% of the amount you invest into the project. The minimum amount is $50 and the maximum one is $5,000. Thus, if you put $2,000 into this investment plan you will be paid $3,000 inclusive of your principal after the term expiration.
Plan C runs for 25 days and offers a 200% profit with your principal. The net profit for an online investor will account for 100% of the amount deposited into the project. The minimum amount you can invest is $100 while the maximum makes up $10,000. If we put $5,000 into this plan our net earning will be $5,000 plus to the main amount we have invested.
ShiftMoney allows online investors to make deposits via such ecurrencies like Liberty Reserve, Solidtrustpay, Perfect Money and Strictpay. Apart from online payment systems customers can also deposit ShiftMoney accounts via Bank Wire transfers. This is a notable fact as such kind of transactions implies traceability. It means that there is a relative control of the company’s activity.
Interface and functionality
The appearance and the design of ShiftMoney website complies with our idea of business-like and serious project that is focused on bringing convenient services to its clients and building a strong reputation of a viable financial entity. While the website has nothing excessive or irrelevant it still features a significant amount of information needed to introduce unaware online users to the world of ecurrency and ecommerce business.
The website has all the necessary buttons and banners to make the work with the investment project easy and comfortable. In the upper panel there are main options like: Investing, register Account, Help, News, Media and Support.
In the Investing section new customers can get the essential information about the business ShiftMoney deals with. Those who want to subscribe for the program should press the Register Account button. If you have any questions on the investment related issues you can visit Help section. ShiftMoney has also showed great consideration to newcomers who are not familiar with how to open ecurrency accounts. For them there is a special step by step guidance that can be accessed through pressing the Help button and Step-by-step investing guide banner placed right on the front page of the website.
Apart from this there is also a list of ecurrency exchange rates for the given day. This feature is very convenient as it allows online investors to stay aware of the market movement without any need to specifically go to the dedicated websites so as to consult the rates.
In addition to this supplementary information ShiftMoney also placed a Flash presentation of how people can invest into the project and what the benefits of such business are.
Talking further about the peculiarities of the website design we would like to also note such a cute feature as payment systems highlighting. While the function has nothing practical it is very nice and shows that ShiftMoney is not void of creative mind and aesthetic ideas. You just hover the mouse over the grey-color icon of any payment system placed in the bottom of the front page and it gets highlighted in its own color.
Registration
The registration procedure is one step and does not take much time. You just need to specify your full name, home address, email and invent your account username and password. In order to help you when you forget your credentials ShiftMoney introduced a secret question system. You specify a question and an answer to it. When you forget your password the system will send it to you if you provide the right answer to the secret question. One important aspect is that during the registration you need also to invent a Transaction code that will be used for making withdrawals.
Besides, in the registration form you can also specify those ecurrencies that you will use to deposit your ShiftMoney account. You should enter an account number into the field of your preferred payment system. You may specify only one ecurrency account or you may choose several options.
After you have provided all the necessary details the registration may be completed. You just need to enter a Turing number at the bottom of the form and submit. Then the system informs you of the successful registration and you may start investing money into the project.
The system does not require you to confirm your email address and thus you may access your account immediately after the registration. The member area like the main page of ShiftMoney features functionality and ease of use.
The first place you get in when you open your member profile is Account Overview section. Here you are shown details on the latest transactions including your deposits, withdrawals and earnings. Here you can also find a referral link that you may use to invite your friends or other people to join the program.
Deposit
In order to deposit your money into ShiftMoney account you need to go the Make Deposit section of your member area. Here you will have to specify the amount you want to invest, the investment plan and the payment system you prefer.
After you have entered the information in the give fields you press the Spend button and the system asks you to confirm your transaction.
After you press the Process button you are redirected to the payment page of the corresponding ecurrency service that you have specified. In our case this is a StrictPay option. From there you log into you ecurrency account and confirm the transfer of the specified amount to the account of ShiftMoney.
The deposit is instant. You will not need to wait for days after which your account will be funded.
Support
Customers who have any questions that were not covered in the Help section or any problems when working with ShiftMoney can send a request ticket from the Support section. But that is not all, you may also send an email message to the corresponding department and write a post mail to the Belize office address. And above all this there is also a live chat that works for 4 hours a day. This is very convenient option as it allows customers to solve their problems in real time.
Security
ShiftMoney is running off a licensed GoldCoders script and is hosted on a dedicated Staminus server with protection from DDoS attacks. The existence of Turing numbers and Transaction codes provide an additional protection against fraud. It is notable that deposits and withdrawals are performed between ecurrency accounts of ShiftMoney and an online investor which means that the funds are protected by your online payment system.
Conclusion
Well, ShiftMoney makes an impression of a quite reliable and serious online investment business. The fact of reasonable returns and realistic approach to the market movements which is seen in that ShiftMoney specifies limited terms for its investment plans speaks that the project managers are qualified workmen in the area. A wide choice of deposit options and Bank Wire transfer show ShiftMoney’s flexibility and readiness to offer diversified services to its clients. DDoS protection is another sign of prudence and farsight while creative design and functional interface shows genuine interest to the needs of the customers. Investment opportunities imply certain risks, but it is important to risk at the right moment. ShiftMoney uses this moment, what about you?
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