Where to invest e-currency?The question is solved... CSM Finance

As the online financial markets is moving forward more companies are appearing on the stage and competing with each other in the battle for customers. And while increasing a capital was very actual before the current economic environment it is even more actual today when an ever growing number of people are running out of their money as a consequence of deteriorating credit and other conditions. That is why we can often run across different kind of investment projects ready to help online users to enhance their profits. Recently a new investment project went live on the Internet. The project is known as CSM Finance. In this article we would like to take a closer look at this investment industry player and make our brief review.

As we managed to learn, CSM is an independent investment company that was established in 2008 and is currently doing business online as CSM Finance Group Ltd. CSM Finance Group Ltd. In turn was established in Seychelles in early 2009. The company is managed by two principals: William Miller and Joseph Hudson. As they themselves tell about their background both of them have more than five years of experience in wealth management.

For those who want to ascertain if the company is really registered with the Seychelles administration CSM offers to look at their certificate placed online on their official website.

Profile and portfolio

The company's focus is on intraday and long-term trading of securities of North American companies that provide their customers with best-of-class products or services; or whose technology has the potential to dominate and or change an industry.

CSM says that its portfolio is wide enough and the company is investing in a substantial range of stocks of any size. Thus the segments covered by CSM include:

• Software Developers
• Oil and Gas
• Nanotechnolgy
• Gold Mining and Exploration
• Pharmaceutical
• Communications
• Healthcare
• Clean Technology/Electric Power Conversion
• Vaccine Biotech

CSM offers three investment plans so far. These are the following:

Starter Plan

1.7% daily interest for 200 days

Minimum deposit $10.00

Maximum deposit $2,499.00

Account level 1-5

Initial deposit refund

Premium Plan

1.9% daily interest for 200 days!

Min. deposit: $2,500.00

Max. deposit: $19,999.00

Account level: 6-8

Initial deposit refund!

Exclusive Plan

2.1% daily interest for 180 days!

Min. deposit: $20000

Account rating: 9

Personal account manager

Initial deposit refund!

Interface

In order to come to CSM we need to print csmfinance.com in the address bar of our web browser. The design and interface of CSM investment project is very simple but at the same time it was developed with good taste. Colors dominating the site are grey and blue. In the central part of the homepage we can see a call upon newcomers or current customers to contact CSM's representative right now. This may be because on the site itself the information is rather brief and without additional details. Next to the banner depicting a woman from the Customer Support Team there is a flash presentation informing us about the interests we can earn with the company. Thus as we could have already learned from above those interest can reach as much as 2.1% a day.

A little lower we can see other two banners. One offers to learn more about the company and the other directs us to the page where we can read testimonials of the clients of CSM which will help us to have more distinct idea of how CSM treats its customers.

In the right column on the site visitors can read latest news about events and developments taking place at CSM. And under this column there is a small window titled Market Summary from where we can learn the move of the markets graphically shown on three popular indices: DJIA, NASDAQ and S&P.

Registration

Registration procedure is of two steps. First we tick the box "I agree" under the User Agreement and then fill in the application where we specify standard data such as our name, email, country and city of living, phone number, etc. In addition we also create here our username and password to our account with CSM.

After the registration is complete we see the screen where CSM congratulates us with successful opening a new account.

Functions

Once we have passed the subscription process we can now easily log into our account and see what is there in our member area. The member profile looks very neat and convenient as all the necessary functions are placed right on the central part that is immediately catching our eyes as soon as we enter the account.

As you can see the first thing shown when the user logs into the member area is Account Summary. Here a user can learn about his first and last login which means that we can always track the activity of the account and hence we can stay aware of unauthorized access. Besides there you can find information about Available Balance, Account Value and Total Earnings. All the transactions and earnings are expressed in two currencies: US dollar and euro.

Deposit

By clicking the button "Deposit money" we can transfer funds into our account with CSM so as we could participate in the investment project. Besides this button there is another one under the Account Summary. Once you pressed the button you will see the window where there are three investment plans for your choice. We need to select one of them according to our account level.

What is an account level? It depends on the amount you enter into the investment project. There are 9 levels in the system. Here is the full list:

1.  Deposit: S10-S100: Daily withdrawal limit: $10

2.  Deposit: $101-5300: Daily withdrawal limit: $30

3.  Deposit: $301-$500: Daily withdrawal limit: $50

4.  Deposit: $501-$750: Daily withdrawal limit: $75

5.  Deposit: $751-$1000; Daily withdrawal limit: $100

6.  Deposit: $1001-$2499: Daily withdrawal limit: $250

7.  Deposit: $2500-$5000; Daily withdrawal limit: $500

8.  Deposit: $5001-$19999: Daily withdrawal limit: $2000

9.  Deposit: $20000+: Daily withdrawal limit: Unlimited

So, when we have selected the investment plan we tick it and the menu with the transaction details automatically pops up. Here we should specify the amount, the currency and the payment system out of which we will deposit the funds. There are three options to deposit funds to your CSM account: Liberty Reserve, Perfect Money and Wire Transfer. As we already mentioned before in our articles Wire Transfer may be a good sign crediting to the investment project as long as such transactions can be traced.

If a user decides to change something or eh/she thinks there was something wrong entered during the deposit procedure the transaction can easily be cancelled before it completes as there is window that appears after you press "Continue". The window "Deposit confirmation" shows all the details of your investment plan you have chosen and the amount of funds to be transferred from a payment system specified to the CSM account.

So, we press again continue, thus confirming that the information we entered was correct. Well, now we are redirected to the page of the payment processor we have chosen. In our case this is Perfect Money.

This way we deposit our CSM account and at the same time we select our first investment plan.

Withdrawal

As soon as the term of our investment plan has ended we can withdraw our funds by pressing the button "Withdraw money". Here we can see the total amount available at our account and the form we should fill. In the form we specify our payment system and the amount we want to withdraw.

Trading activity

Among other features presented in the upper bar of the main menu we find an interesting option called "Trading activity". Through this section we can learn the latest information about CSM's performance. As the company says this section is updated at least once a week.

Conclusion

On the whole the investment project makes a good impression both by the site design and the financial possibilities it offers. The percentage of the yields we can have with CSM looks more real than with other numerous projects. The inclusion of wire transfer means that the transactions can be easily traced. Besides, the attachment of the registration certificate unlike other money services on the Internet who prefer to conceal their registration data proves that CSM has an intention to be transparent and quite open to public. Of course it is only up to the time to show how much successful and profitable this business will be.