First Time In Pakistan Prepaid Visa Debit Card Wiz By UBL

[img_assist|nid=7085|title=|desc=|link=none|align=left|width=100|height=63]The great new offer has been given by UBL to the people of Pakistan by introducing Wiz visa debit card, which is actually a first prepaid visa debit card in Pakistan. It can be used online, on the phone or at any merchant showing Visa logo. It also acts as an ATM card and you can withdraw your cash from million of ATM showing Visa logo.

The big benefit is this you do not need to have account with any bank simply walk in with your cash and national identity card and walk away with your prepared visa debit card.

You can get this card from online branches of UBL who have been allowed to issue Visa Debit Card.

The working of Visa Debit Card is very simple. You can upload your card with as much amount as you want and then you can use that money for shopping or you can withdraw cash from ATM. You can use it where ever in the world Visa cards are acceptable and the amount you spent will be deducted from your card’s online balance.

The validity period is 3 years from the date of issue. There are mainly three categories of this card which are

i. Ladies
ii. Teen
iii. Travelers

Each one has different limits applicable on the card. Following are the details

Ladies Visa Card Limits
• Maximum Balance Possible 50,000 PKR ($618.42)
• ATM withdrawal /per day 20,000 PKR ($247.37)
• POS utilization /per day 50,000 PKR ($618.42) 
• Loading or Reloading /Per Instance 25,000 PKR ($309.21)
• Internet Use /per day 25,000 PKR ($309.21)

Teen Visa Card Limits
• Maximum Balance Possible 20,000 PKR ($247.37)
• ATM withdrawal /per day 20,000 PKR ($247.37)
• POS utilization /per day 20,000 PKR ($247.37)
• Loading or Reloading /Per Instance 10,000 PKR ($123.68)
• Internet Use /per day 10,000 PKR ($123.68)

Travelers Visa Card Limits
• Maximum Balance possible is 200,000 PKR ($2,483.30)
• ATM withdrawal /per day 40,000 PKR ($497.05)
• POS utilization /per day 100,000 PKR ($1,242.81)
• Loading or Reloading Per Instance 100,000 PKR ($1,242.81)
• Internet Use /per day 100,000 PKR ($1,242.81)

Fee Structure For Win Visa Debit Card

  - Fee for issuance of card RS 100 ($1.24)+10% FED
- Fee for Reload 0.1%, Min. Rs 50 ($0.62) /+ 10% FED
- Withdrawal Fee from 1 link ATM other then UBL Rs 15 ($0.18)
- Withdrawal from other switches Rs 15 ($0.18)
- International ATM withdrawal charges 2% Min. Rs 200 ($2.48)
- Purchase of POS 2% Min. Rs 200 ($2.48)
- Activation Charges for internet 0(zero)
- Per session charges for internet Rs 100 ($1.24)
- Charges for cancellation Rs 100 ($1.24) + 10% FED

Usage Of Prepaid Visa Debit Card

• You can use your card to withdraw cash at local as well as International ATMs
• You can do shopping at all outlets who accept Visa Cards in local markets as well as International ones.
• You can even have fun online by shopping with the same card

The form is available online at the official website of UBL www.ubl.com.pk you can have it from there or you can visit the branch personally to get the form. It is great facility provided by UBL and has offered many multidimensional facilities.